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Terms and Conditions

These Terms and Conditions (“Terms”), and the policies and other documents referenced in these Terms, together form an agreement (“Agreement”) between you (“you” and “your”) and Dwelling Blocks (together with its subsidiaries and affiliates, “Dwelling Blocks,” “us,” or “we”).

Dwelling Blocks provides this website (“Platform”) offering registered users (“Users”) with the opportunity to access a variety of information, data, and content (“Content”) as well as the use of various services, resources, and offerings (“Offerings”). Dwelling Blocks is willing to allow you to access and use the Platform (including all Content and Offerings made available to you through the Platform) if you agree to be bound by this Agreement.

This Agreement will form a binding legal agreement between you and Dwelling Blocks as of the date you first accept this Agreement, including electronically (“Effective Date”). Your access to and continued use of the Platform will be considered acceptance of this Agreement. You and Dwelling Blocks are each a party to this Agreement and together are the parties to this Agreement.

Please read this Agreement carefully. This Agreement forms a legally binding agreement between you and Dwelling Blocks. BY ACCESSING AND USING THe Platform (including any Content or Offerings), YOU AGREE THAT YOU HAVE READ, UNDERSTAND, AND Agree TO COMPLY WITH AND BE BOUND BY this agreement.

By entering into this Agreement, YOU MAY BE WAIVING CERTAIN RIGHTS. In particular, this agreement contains PROVISIONS PROVIDING FOR MANDATORY BINDING arbitration AND WAIVER OF JURY TRIALS (IN THE SECTION BELOW titled “dispute RESOLUTION”), which limit your rights to bring an action in court and have disputes decided by a judge or jury, and other provisions that limit our liability to you.

ALL CLAIMS AND DISPUTES ARISING UNDER THESE TERMS MUST BE ARBITRATED OR LITIGATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS. CLAIMS OF MORE THAN ONE USER CANNOT BE ARBITRATED OR LITIGATED JOINTLY OR CONSOLIDATED WITH THOSE OF ANY OTHER USER.

1. Scope

This Agreement governs your access to and use of the Platform and all Content and Offerings. Unless otherwise specified in this Agreement, all access to and use of the Platform and all Content and Offerings by you or on your behalf is subject to this Agreement.

This Agreement is the complete and exclusive understanding and agreement between the parties, and supersedes any oral or written proposal, agreement, or other communication between you and Dwelling Blocks regarding your access to and use of the Platform, Offerings, and Content. Dwelling Blocks may, in its sole discretion, modify this Agreement from time to time. Dwelling Blocks will use commercially reasonable efforts to provide notice of any material modifications to this Agreement. Notice may be provided to you directly or to all Users through the Platform. Unless we make a change for legal or administrative reasons, which will become effective immediately, any modification to this Agreement will be effective 5 days following posting of the modified version of this Agreement to the Platform. Your continued access to the Platform or use of the Offerings or Content following that date constitutes your acceptance of, and agreement to be bound by, any modified Agreement. Except for the foregoing, this Agreement may be amended or modified only by a writing signed by both parties.

2. DEFINITIONS

Terms used in this Agreement have the definitions given in this Agreement or, if not defined in this Agreement, have their plain English meaning as commonly interpreted in the United States.

3. Eligibility

The Platform (and all Offerings and Content available through the Platform) is for use by individuals 18 years of age and older for their own personal or business use. If you are under 18, or do not meet any of the other qualifications in this Agreement to become a User of the Platform, you are not permitted to establish an Account (as defined below) or become a User of the Platform, and you are not permitted to access or use the Platform or any Offerings or Content available through the Platform.

Additional eligibility requirements may apply for other Content and Offerings on the Platform. If you do not meet any such eligibility requirements, you are not permitted to access or use that Content or those Offerings on the Platform.

4. TERM

This Agreement is effective as of the Effective Date and will continue until terminated as set forth in this Agreement.

5. ADDITIONAL TERMS

While theDwelling Blocks Privacy Policyis not part of this Agreement, you consent to the use and disclosure of your data and information as described in theDwelling Blocks Privacy Policy.

In addition to this Agreement, if you enter into any other agreement with Dwelling Blocks or any of its affiliates (an “Additional Dwelling Blocks Agreement”), this Agreement does not affect the relationship you have with Dwelling Blocks or such affiliate under the Additional Dwelling Blocks Agreement, and the Additional Dwelling Blocks Agreement will remain applicable between you and Dwelling Blocks or such affiliate, as applicable, provided that, unless expressly stated otherwise in the Additional Dwelling Blocks Agreement, the terms of this Agreement will control in all respects with regard to the Platform and all Content and Offerings and your access to and use the Platform, Content, and Offerings.

The Platform may also provide you with access to Offerings provided by third parties (“Third Party Offerings”). Dwelling Blocks does not operate, control, or endorse any Third Party Offerings. Third Party Offerings are offered for your convenience and you assume sole responsibility for your use of any Third Party Offering. You may be required to agree to additional terms and conditions applicable to a Third Party Offering (“Third Party Terms”). Any Third Party Terms shall control only as to your use of the Third Party Offering covered by those Third Party Terms, and the terms of this Agreement will continue to control in all other respects with respect to the Platform and all Content and Offerings.

The Platform and Offerings may compromise or integrate with components of technology developed, provided, or maintained by third party providers of Dwelling Blocks (“Third Party Technology”). All Third Party Technology, including all intellectual property and property rights in or to any Third Party Technology, is and will remain the sole and exclusive property of such third party providers. You may be required to agree to Third Party Terms applicable to Third Party Technology. Any Third Party Terms shall control only as to your use of the Third Party Technology covered by those Third Party Terms, and the terms of this Agreement will continue to control in all other respects with respect to the Platform and Offerings. Third Party Technology is offered for your convenience, and we will have no liability for your access to and use of any Third Party Technology.

6. ACCOUNT

Before you can access the Content and Offerings, you will be required to establish an account on the Platform (your “Account”). All Accounts are issued at the sole discretion of Dwelling Blocks.

Your Account and the user name and password for your Account (“Account ID”) are personal in nature. Your Account is for your own personal or business use and your Account ID may be used only by you alone. You may not transfer your Account to someone else. You also may not provide your Account ID to anyone else or give a third party access to your Account. You will ensure the security and confidentiality of your Account ID and will notify Dwelling Blocks as specified below immediately if any Account ID is lost, stolen or otherwise compromised.

You are solely responsible for your Account and all use of the Platform, as well as any Offerings or Content, through your Account. You are fully responsible for all actions taken through your Account (or using your Account ID) and for any liabilities and damages incurred through the use of your Account (or your Account ID), whether lawful or unlawful.

7. Your Obligation To Provide Truthful Information

In connection with establishing your Account and accessing the Platform, Content, and Offerings, you may be asked to submit information to the Platform. If you submit information to Dwelling Blocks through the Platform, you agree that (1) the information you submit will be true, accurate, current and complete, and (2) you will promptly update the information you submit to keep it accurate and current, including without limitation all contact information and payment information.

8. ACCESS

Subject to your compliance with this Agreement, during the term of this Agreement, Dwelling Blocks will permit you to access the Platform, including the Content and Offerings, solely for your own personal or business use in accordance with the terms of this Agreement. Your right to access the Platform is personal to you and you may not distribute, sell, resell, lend, loan, lease, license, sublicense or transfer any of your rights to access or use the Platform or otherwise make the Platform available to any third party.

The Platform and Offerings offer a variety of Content. Content may include text, audio, video, photographs, illustrations, graphics and other content. The Content made available through the Platform and Offerings includes Content provided by Dwelling Blocks and its providers (“Platform Content”), as well as Content provided by you and other Users of the Platform (“User Content”). All Content is for informational purposes only. Dwelling Blocks is not responsible for any errors or omissions in any Content. You are solely responsible for verifying the accuracy and completeness of all Content, as well as the applicability and suitability of any Content to your intended use. Subject to your compliance with this Agreement, you may access the Content made available to you through the Platform solely for your own personal or business use in connection with your use of the Platform and Offerings. You will not, and will not permit any third party to: (1) alter, modify, reproduce, or create derivative works of any Content; (2) distribute, sell, resell, lend, loan, lease, license, sublicense or transfer any Content; or (3) alter, obscure or remove any copyright, trademark or any other notices that are provided on or in connection with any Content. Without limiting the foregoing, Dwelling Blocks will not be held liable to you or any other third party for any Content (including your User Content) under the Communications Decency Act (47 U.S.C. § 230).

9. AI Functionality

The Platform and Offerings may include features and functionality provided through the use of artificial intelligence and other machine learning technology (“AI Features”). All references in this Agreement to the Platform and Offerings will include any such AI Features. Your access to and use of any AI Features is subject to compliance with this Agreement and any other documentation, guidelines, or policies provided by Dwelling Blocks.

The quality, accuracy, and completeness of any content or materials generated through any AI Features (“Outputs”) is highly dependent on may factors, including the nature and quality of the content and materials (“Inputs”) used to generate those Outputs. We and our providers cannot and do not guarantee the generation of Outputs by any AI Feature. Due to the nature of artificial intelligence and machine learning technology, Outputs may be incomplete, contain inaccuracies, or errors, be biased or offensive, or fail to meet your needs or expectations. All Outputs are for informational purposes only and we are not responsible for any errors or omissions in any Outputs. You are solely responsible for reviewing and verifying all Outputs and should not rely on any Outputs for legal, professional, regulatory, compliance, or other purposes without independently verifying the applicability and suitability of those Outputs to your intended use. You are solely responsible for all Inputs and your use of all Outputs. You will not mislead anyone as to the origin of any Outputs, including that any Output was human generated. You will ensure that all Inputs, as well as the use of all Outputs, does not infringe or violate any third party rights and otherwise complies with all applicable laws.

Outputs provided to you may also be similar or the same as Outputs produced for other Users. Outputs may not be subject to intellectual property protection. Your right in content or materials that comprise Outputs may not be enforceable. You will not use any Output (or any AI Features) to develop, train, or improve other artificial intelligence models provided. Subject to the foregoing, you have the right to use any Output in accordance with the Agreement.

Certain of the AI Features may be Third Party Technology. The AI Features may also allow access to other Third Party Technologies. By using any AI Features, you acknowledge and agree that the Inputs submitted through the AI Feature may be processed by such Third Party Technology and used to operate, train, improve, and further develop such Third Party Technology and other AI Features.

10. COMMUNICATIONS AND INTERACTIONS

The Platform and Offerings may permit you to send and receive communications with Dwelling Blocks, other Users, and third parties (“Communications”). By engaging in Communications (including by linking, connecting, interacting, or communicating with Dwelling Blocks or any User or third party), you are agreeing to allow Dwelling Blocks or those Users or other third parties to link, connect, interact, and communicate directly with you through the Platform. You are solely responsible for all Communications you initiate and send through the Platform and Offerings. When you make Communications through the Platform and Offerings, you consent and agree that Dwelling Blocks may disclose all Content that you elect to provide through your Communications, including any information you may provide and you represent and warrant that you have the right and authority to send those Communications to the individual recipients and that you have obtained all authorizations, consents, and permissions necessary under applicable law and under any applicable privacy policy to send any such Communication.

When using the Platform or any Offering, you will not use Communications to: (1) interfere with or disrupt the integrity or performance of the Platform, any portion or contents of the Platform, or related systems or networks; (2) use the Platform in any way which degrades the reliability, speed or operation, or the underlying hardware or software; (3) restrict or inhibit any other User from using and enjoying the Platform; or (4) violate any code of conduct or other guidelines, which may be applicable for any particular Offering.

You will not initiate or send any Communication through the Platform or Offerings in violation of any applicable law or privacy policy, or in a manner that would cause Dwelling Blocks to violate any applicable law or privacy policy, including the Controlling the Assault of Non-Solicited Pornography and Marketing (CAN-SPAM) Act, Telephone Consumer Protection Act (TCPA), Telemarketing and Consumer Fraud and Abuse Prevention Act (TCFAPA), Telemarketing Sales Rule, and any other law concerning outbound communications (including outbound calling and text messaging, telemarketing, and e-mail marketing) and all equivalent laws.

11. ANTITRUST

As a User of the Platform, you must be mindful of constraints of anti-trust or competition laws when engaging with other Users on the Platform. All Communications, Content, and Offerings on the Platform are conducted and offered for informational purposes only, to connect industry professionals and to create efficiencies for your business. As a User, it is your responsibility to avoid (and where you see others acting in such a manner, to discourage) any agreement or inappropriate communications that could have anti-competitive effects or could constitute a restraint on trade.

12. YOUR USER CONTENT and responsibilities

You are solely responsible for all User Content that you may provide or make available through the Platform or Offerings (“Your Content”). As between you and Dwelling Blocks, you retain ownership of Your Content. However, in addition to the permissions and consents granted to Dwelling Blocks under the Dwelling Blocks Privacy Policy, by providing or making available Your Content through the Platform or Offerings, you grant Dwelling Blocks a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, copy, store, reproduce, modify, display, adapt, publish, translate, create derivative works from, distribute, and display Your Content. This license is granted for any purpose related to Dwelling Blocks’ business operations, including but not limited to: (1) providing, maintaining, and improving Offerings, (2) developing, training, and refining AI Functionality, (3) creating new features, products or other offerings, and (4) generating de-identified, aggregated, and anonymized data sets for internal use or external publication. You represent and warrant that Your Content: (a) will not violate this Agreement or any applicable laws; and (b) is not false, misleading, or inaccurate. Dwelling Blocks is not responsible or liable for any deletion, correction, destruction, damage, loss or failure to store or back-up any of Your Content. You agree that you have all right, title, interest, and consents in and to Your Content necessary to allow Dwelling Blocks to use Your Content for the purposes stated in this Section. You represent and warrant that your use of the Platform, Content, and Offerings will be in accordance with best industry practices, and will be in accordance with the terms of this Agreement and reasonably acceptable to Dwelling Blocks. Customer authorizes Company to de-identify and aggregate Customer Data and Customer Analysis with data from other Company customers and third parties in a manner that does not identify Customer (or any user or client of Customer) and to use that aggregated data for providing services to customers, improvement of the Company Platform Services (in particular, product features and functionality, workflows and user interfaces), development of new Offerings, improving resource allocation and support, internal demand planning, training and developing machine learning algorithms, verification of security and data integrity, identification of industry trends and developments, creation of indices, and benchmarking. For clarity, unless otherwise agreed, Company will only use any personally identifiable data contained in the Customer Data to provide the Offerings, and such use will be in accordance with the Company Privacy Policy (defined below)

13. Ownership

Dwelling Blocks retains all right, title and interest, including all intellectual property rights, in and to the Platform, Offerings, and all Platform Content, as well as all software, databases, hardware, and other technology used by or on behalf of Dwelling Blocks to operate the Platform and Offerings (“Technology”), and any related additions, improvements, updates and modifications (collectively,“Dwelling Blocks Property”). You receive no ownership interest in or to the Dwelling Blocks Property and you are not granted any right or license to use the Dwelling Blocks Property itself, apart from your ability to access the Platform, Offerings, and Content under this Agreement. The Dwelling Blocks name, logo and all product and service names associated with the Platform, Offerings, and Content are trademarks of Dwelling Blocks and its licensors and providers and you are granted no right or license to use them.

14. Feedback

Any comments, feedback, suggestions, and other communications regarding the Platform (“Feedback”) is entirely voluntary. We will be free to use any Feedback as we see fit for any purpose and without any without notice, payment, or other obligation to you. All use of any Feedback will be at our sole discretion.

15. ADDITIONAL Restrictions

You may use the Platform and Offerings only for lawful purposes in accordance with this Agreement. As a condition of your use of the Platform and Offerings, you represent and warrant to us that you will not, and will not permit any third party to, access or use the Platform or any Offerings or Content for any purpose that is unlawful or prohibited by this Agreement.

Without limiting the foregoing, whether on behalf of yourself or on behalf of a third party, you will not and will not permit any third party to access (or attempt to access) or use the Platform, Offerings, or Content:

16. fees and payment processing

You are responsible for paying Dwelling Blocks any fees and charges as indicated on the Platform for any Offerings or Content you access or use through the Platform (“Fees”). All Fees will be due and payable as indicated on the Platform. You will pay all Fees when due. Unless otherwise indicated on the Platform, all Fees will be payable in U.S. Dollars. All Fees are non-refundable once paid to Dwelling Blocks. If any amounts should remain unpaid when due, such amounts will be subject to a charge of the lesser of 1.5% per month or the applicable legal maximum. Late charges are intended as reasonable estimates of the amounts necessary to compensate Dwelling Blocks for costs and losses associated with delays in payment, and not as a penalty. Dwelling Blocks may update any Fees applicable to this Agreement at any time, by making those modifications available to you as part of the Platform, with such update(s) applicable to any subsequent purchases through the Agreement. You are solely responsible for all expenses you may incur under this Agreement or through your access to and use of the Platform or any Content or Offerings. All Fees are exclusive of, and you will be responsible for payment of, all taxes, assessments, fees, or other charges of any kind, including, any value-added tax, stamp (or other similar) tax, social security (or local equivalent), or income tax, required by applicable law that may be imposed on either party by way of this Agreement or any amounts you pay under this Agreement, excluding any tax based solely on the net income of Dwelling Blocks.

Dwelling Blocks utilizes third party payment service providers “Payment Processor” to facilitate the transfer of funds to Users. By using the Platform, you agree to be bound by the applicable Payment Processor’s terms of service. You acknowledge that Dwelling Blocks is not a bank or a licensed money transmitter, and that payment processing services are provided solely by the Payment Processor. You are solely responsible for providing accurate and complete information to the Payment Processor. Dwelling Blocks shall have no liability for payments misdirected to incorrect, outdated, or inaccurate information provided by you. Any fees incurred by Dwelling Blocks resulting in or related to your information provided shall be passed through to you and may be deducted from any pending balance owed to you.

Notwithstanding anything to the contrary in this Agreement, Dwelling Blocks shall have the right, at any time, and without prior notice, to set off any amount or obligation owed to you against any amount or obligation that is due and payable to Dwelling Blocks. Dwelling Blocks may deduct any relevant amount from any future payments, credits, or balances owed to you, or Dwelling Blocks may instruct the Payment Processor to initiate a reversal of a particular transaction or debit your linked account to effectuate any such remittance owed to Dwelling Blocks.

17. Right To Modify Or Discontinue The Platform

We reserve the right to modify or temporarily or permanently discontinue the Platform, including any Offerings or Content, at any time with or without notice. We will not be liable to you or to any third party for any modification, suspension or discontinuance of the Platform.

18. termination

This Agreement may be terminated by either party at any time, in that party’s sole discretion, upon notice to the other party as permitted under this Agreement. This Agreement shall also terminate immediately upon the termination or deletion of an Account. Upon termination of this Agreement for any reason: (1) all rights granted to you under this Agreement will immediately terminate; (2) all Fees and any other amounts due or payable by you under this Agreement will immediately become due and payable without further notice; (3) you will immediately cease all use of and access to the Platform and all Offerings and Content (including, all Content you obtained prior to termination); (4) you will immediately return to Dwelling Blocks or (if so notified by Dwelling Blocks) destroy, all confidential information of Dwelling Blocks in your possession or control; (5) as applicable, Dwelling Blocks may, in its sole discretion, delete your Account; and (6) Dwelling Blocks may, in its sole discretion, delete any of Your Content held by Dwelling Blocks. The relevant portions of the following Sections will survive termination of this Agreement for any reason: Sections 2 (Definitions), 5 (Additional Terms), 12 (Your User Content), 13 (Ownership), 14 (Feedback), 16 (Fees), 18 (Termination), 21 (Representations and Warranties), 22 (No Professional Advice), 23 (No Additional Warranties), 24 (Waiver), 25 (Indemnity), 26 (Limitation on Liability), 27 (Dispute Resolution), 28 (Choice of Law, Jurisdiction and Venue), 29 (Waivers of Collective Action and Jury Trial), 30 (Statute of Limitations), 32 (Claims of Infringement), 33 (General), and 34 (Notices).

19. SUSPENSION

Without limiting Dwelling Blocks’ right to terminate this Agreement, Dwelling Blocks may also suspend your access to your Account, the Platform, and the Offerings and Content (including Your Content), with or without notice to you, upon any actual, threatened, or suspected breach of this Agreement or applicable Law or upon any other conduct deemed by Dwelling Blocks to be inappropriate or detrimental to the Platform or Offerings, Dwelling Blocks or any Dwelling Blocks provider, any other User, or any third party. We will not be liable to you or to any third party for any losses resulting from suspension in accordance with this Section.

20. Links To Other Sites

The Platform, Offerings, or Content may provide links to other sites or services that are not under the control of Dwelling Blocks. Your use of such sites and services is subject to the terms and policies of such sites and services and not this Agreement. Dwelling Blocks is not responsible for any content on any linked site or service. YOUR USE OF ANY THIRD-PARTY SITES OR SERVICES IS AT YOUR OWN RISK.

21. Representations and Warranties

You represent and warrant to Dwelling Blocks that: (1) you have the legal right and authority to enter into this Agreement; (2) this Agreement form a binding legal obligation on your behalf; (3) you have the legal right and authority to perform your obligations under this Agreement and to grant the rights and licenses described in this Agreement; and (4) your use of and access to the Platform, including all Offerings and Content, will at all times comply with all applicable laws, rules, and regulations and will not cause Dwelling Blocks or any of its customers or other Users to violate any applicable laws, rules, or regulations.

22. no professional advice

The Platform, Offerings and Content do not provide legal, or other professional advice and are not intended to be a substitute for legal or other professional advice, or recommendations. All Content made available to You through the Platform is for informational purposes or general guidance only. your use of The platform or any Offerings or Content and any interactions you may have with Dwelling Blocks or any other user or third party through the Platform do not create a professional relationship and do not create any privacy interests other than those described in theDWELLING BLOCKS PRIVACY POLICY. Neither Dwelling Blocks nor any other user recommends or endorses any content that may be included on the Platform. Your reliance on any Content is solely at your own risk.

23. no additional Warranties

DWELLING BLOCKS MAKES NO REPRESENTATIONS OR WARRANTIES WHATSOEVER WITH RESPECT TO THE PLATFORM, INCLUDING ANY OFFERINGS OR CONTENT. THE PLATFORM AND ALL OF ITS CONTENT ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. Dwelling Blocks and its providers do not warrant or guarantee the accuracy, completeness, adequacy, or currency of any OFFERINGS OR Content and do not endorse the views or opinions that may be expressed in the Content or other data or information provided through the platform OR ANY OFFERING. WE CANNOT AND DO NOT REPRESENT THAT THE PLATFORM WILL OPERATE ERROR-FREE, UNINTERRUPTED, FREE FROM UNAUTHORIZED ACCESS, THAT THE PLATFORM AND OFFERINGS ARE FREE OF COMPUTER VIRUSES, MALWARE, OR OTHER HARMFUL MECHANISMS, OR OTHERWISE MEET YOUR REQUIREMENTS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF PLATFORM OR ANY OFFERINGS OR CONTENT OR THEIR ACCURACY OR COMPLETENESS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, ARISING BY STATUTE, CUSTOM OR COURSE OF DEALING, COURSE OF PERFORMANCE OR IN ANY OTHER WAY, INCLUDING ANY IMPLIED WARRANTIES OF TITLE, NON–INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, WE MAKE NO REPRESENTATIONS OR WARRANTIES AS TO THE ACCURACY, CORRECTNESS, RELIABILITY, COMPLETENESS OR USEFULNESS OF ANY CONTENT. YOU EXPRESSLY AGREE THAT YOUR USE OF THE CONTENT IS AT YOUR SOLE RISK.

24. waiver

Nothing in this Agreement will affect any statutory rights to which you may be entitled as a consumer to the extent your ability to alter or waive such rights by contract is limited by applicable law. Specifically, you acknowledge that you may have or may in the future have claims against us which you do not know or suspect to exist in your favor when you agreed to this Agreement and which if known, might materially affect your consent to this Agreement. You expressly waive all rights you may have under Section 1542 of the California Civil Code, which states:

“A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE AND THAT, IF KNOWN BY HIM OR HER, WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASING PARTY.”

IF THIS CLAUSE IS HELD TO BE UNENFORCEABLE IN WHOLE OR IN PART IN ANY JURISDICTION DUE TO RELEVANT LAWS, THEN IN NO EVENT WILL OUR OR THE RELEASED PARTIES’ (AS DEFINED BELOW) TOTAL LIABILITY TO YOU EXCEED THE TOTAL AMOUNT YOU HAVE PAID US OR THE RELEASED PARTIES DURING THE 6 MONTHS PRIOR TO THE INCIDENT. NOTHING IN THIS CLAUSE WILL LIMIT OR EXCLUDE ANY LIABILITY FOR DEATH OR PERSONAL INJURY RESULTING FROM NEGLIGENCE.

25. Indemnity

You hereby agree to indemnify, defend, and hold harmless Dwelling Blocks, its affiliates and subsidiaries, all other Users, and its and their respective officers, directors, employees, agents, contractors, assigns, customers, providers, licensees, and successors in interest (“Indemnified Parties”) from any and all claims, losses, liabilities, damages, fees, expenses and costs (including attorneys' fees, court costs, damage awards, and settlement amounts) that result from any claim or allegation against any Indemnified Party arising in any manner from: (1) your access to or use of the Platform, including any Offerings and Content; (2) Your Content and any other Content you provide through the Platform; and (3) your breach of any representation, warranty, or other provision of this Agreement. Dwelling Blocks will provide you with notice of any such claim or allegation (provided that, to the fullest extent not prohibited by applicable law, you agree that no delay in giving or failure to give notice will relieve you of your obligations under this Section 25), and Dwelling Blocks will have the right to participate in the defence of any such claim at your expense.

26. Limitations Of Liability

UNDER NO CIRCUMSTANCES WILL DWELLING BLOCKS, its affiliates and subsidiaries, all other Users, and its and their respective officers, directors, employees, agents, contractors, assigns, customers, providers, licensees, and successors in interest (COLLECTIVELY, THE “RELEASED PARTIES”) BE LIABLE TO YOU, OR ANY THIRD PARTY CLAIMING THROUGH YOU, FOR ANY LOSSES OR DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE PLATFORM, INCLUDING ANY OFFERINGS OR CONTENT OR YOUR USE OF OR INABILITY TO USE THE PLATFORM OR ANY CONTENT OR OFFERINGS, INCLUDING ANY PURCHASES YOU MAKE OR LOSS OR DAMAGE ON ACCOUNT OF YOUR USE OF THE PLATFORM OR ANY CONTENT OR OFFERINGS ON THE PLATFORM.

THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL LOSSES AND DAMAGES OF ANY KIND (WHETHER DIRECT, INDIRECT, GENERAL, SPECIAL, CONSEQUENTIAL, INCIDENTAL, EXEMPLARY, PUNITIVE OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, LOSS OF DATA, LOSS OF INCOME OR LOSS OF PROFITS), WHETHER THE CLAIM IS BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR ANY OTHER LEGAL THEORY, EVEN IF AN AUTHORIZED REPRESENTATIVE OF DWELLING BLOCKS OR ANOTHER RELEASED PARTY HAS BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES, AND WITHOUT REGARD TO THE SUCCESS OR EFFECTIVENESS OF OTHER REMEDIES.

IF ANY PART OF THIS LIMITATION OF LIABILITY IS FOUND TO BE INVALID, ILLEGAL OR UNENFORCEABLE FOR ANY REASON, THEN THE AGGREGATE LIABILITY OF THE RELEASED PARTIES UNDER SUCH CIRCUMSTANCES TO YOU OR ANY PERSON OR ENTITY CLAIMING THROUGH YOU FOR LIABILITIES THAT OTHERWISE WOULD HAVE BEEN LIMITED WILL NOT EXCEED ONE HUNDRED UNITED STATES DOLLARS ($100.00). YOU AGREE THAT WE WOULD NOT ENTER INTO THIS AGREEMENT WITHOUT THESE LIMITATIONS ON OUR LIABILITY.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF LIABILITY FOR CERTAIN TYPES OF DAMAGES. ACCORDINGLY, SOME OF THESE LIMITATIONS OF LIABILITY MAY NOT APPLY TO YOU.

NOTHING IN THIS AGREEMENT WILL LIMIT OR EXCLUDE LIABILITY FOR LOSSES OR DAMAGES WHICH MAY NOT BE LAWFULLY EXCLUDED OR LIMITED BY APPLICABLE LAW.

27. dispute resolution

Except as otherwise provided below, the parties will attempt to resolve all disputes, controversies, or claims arising under, out of, or relating to this Agreement, including the formation, validity, binding effect, interpretation, performance, breach or termination, of this Agreement and the arbitrability of the issues submitted to arbitration hereunder and non-contractual claims relating to this Agreement (each, a “Dispute”), in accordance with the procedures set forth in this Section.

If any Dispute cannot be resolved through negotiations between the parties within 5 days of notice from one party to the other of the Dispute, then at the request of either party such Dispute will be finally settled through binding arbitration under the arbitration of the American Arbitration Association (“AAA”) then in effect (the “Rules”). Either party may commence the arbitration by delivering a request for arbitration as specified in the Rules. The arbitration will be conducted before a sole neutral arbitrator selected by agreement of the parties. If the parties cannot agree on the appointment of a single arbitrator within 30 days (the “Initial Period”) after either party to this Agreement delivers a request for arbitration, a neutral arbitrator will be selected as provided in the Rules. The arbitration will be conducted exclusively in the English language at a site specified by Dwelling Blocks in Denver, Colorado. The award of the arbitrator will be the exclusive remedy of the parties for all claims, counterclaims, issues or accountings presented or plead to the arbitrator. The award of the arbitrators will require payment of the costs, fees and expenses incurred by the prevailing party in any such arbitration by the non-prevailing party. Judgment upon the award may be entered in any court or governmental body having proper jurisdiction. Any additional costs, fees or expenses incurred in enforcing the award may be charged against the party that resists its enforcement.

28. Choice Of Law, Jurisdiction And Venue

This Agreement and the interpretation of the rights and obligations of the parties under this Agreement, including, to the extent applicable, any negotiations, arbitrations or other proceedings hereunder, will be governed exclusively by and construed in accordance with the federal laws of the United States of America and the laws of the State of Delaware, excluding conflict of laws provisions that would indicate the application of the laws of any other jurisdiction.

EACH PARTY WILL BRING ANY LEGAL ACTION OR PROCEEDING RELATING TO ANY DISPUTE OR OTHERWISE ARISING FORM THIS AGREEMENT OR YOUR ACCESS TO OR USE OF THE PLATFORM, ONLY IN A STATE OR FEDERAL COURT LOCATED IN DENVER, COLORADO, U.S.A. YOU AND WE IRREVOCABLY AGREE TO CONSENT AND SUBMIT TO THE JURISDICTION AND VENUE OF SUCH COURTS.

You expressly waive any claim of improper venue and any claim that such courts are an inconvenient forum.

29. WAIVERS OF COLLECTIVE ACTION AND JURY TRIAL

YOU AGREE THAT YOU WILL PURSUE ANY CLAIM OR LAWSUIT RELATED TO ANY DISPUTE OR OTHERWISE ARISING FROM OR IN ANY WAY RELATING TO THIS AGREEMENT, THE PLATFORM, CONTENT, OR OFFERINGS, OR YOUR USE OF THE FOREGOING AS AN INDIVIDUAL OR BUSINESS, AND WILL NOT LEAD, JOIN, OR SERVE AS A REPRESENTATIVE OR MEMBER OF A CLASS OR GROUP OF PERSONS BRINGING SUCH A CLAIM OR LAWSUIT.

THE PARTIES DESIRE TO AVOID THE TIME AND EXPENSE RELATING TO A JURY TRIAL OF ANY DISPUTE. ACCORDINGLY, THE PARTIES, FOR THEMSELVES AND THEIR SUCCESSORS AND ASSIGNS, HEREBY WAIVE TRIAL BY JURY OF ANY DISPUTE. THE PARTIES ACKNOWLEDGE THAT THIS WAIVER IS KNOWINGLY, FREELY, AND VOLUNTARILY GIVEN, IS DESIRED BY BOTH PARTIES AND IS IN THE BEST INTERESTS OF BOTH PARTIES.

30. Statute Of Limitations

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Platform or this Agreement must be filed within 1 year after such claim or cause of action arose or be forever barred to the extent permitted by applicable law.

31. FORCE MAJEURE

Dwelling Blocks will not be responsible for failure or delay in the performance of any obligation under this Agreement to the extent such failure or delay is due to acts of God or governmental authority, war, terrorism, strikes, boycotts, quarantine, pandemic, labor disputes, fire or other loss of facilities, accident, or any other event beyond its control. Dwelling Blocks will use commercially reasonable efforts to notify you of any such event.

32. CLAIMS OF INFRINGEMENT

Dwelling Blocks respects your copyrights and other intellectual property rights and those of other third parties. If you believe in good faith that your copyrighted work has been reproduced on the Platform without your authorization in a way that constitutes copyright infringement, you may notify our designated copyright agent by mail to:

Dwelling Blocks

Attn: Legal Department

legal@dwellingblocks.com

Please provide the following information to Dwelling Blocks’ Copyright Infringement Agent: (1) the identity of the infringed work, and of the allegedly infringing work; (2) your name, address, daytime phone number, and email address, if available; (3) a statement that you have a good-faith belief that the use of the copyrighted work is not authorized by the owner, his or her agent, or the law; (4) a statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the owner; and (5) your electronic or physical signature.

33. General

As used in this Agreement, the term “including” means “including, but not limited to.” Section headings are for reference purposes only. Our failure at any time to require performance of any provision of this Agreement or to exercise any right provided for in this Agreement will not be deemed a waiver of such provision or such right. All waivers must be in writing and signed by the party to be bound. Unless the written waiver contains an express statement to the contrary, no waiver of any breach of any provision of this Agreement or of any right provided for in this Agreement will be construed as a waiver of any continuing or succeeding breach of such provision, a waiver of the provision itself, or a waiver of any right under this Agreement. If any provision of this Agreement is held to be invalid or unenforceable by a court of competent jurisdiction, such invalidity or unenforceability will not affect the validity or enforceability of the remaining provisions, and the court will substitute for such provision a valid and enforceable provision that most closely approximates the intent and economic effect of such provision. The remaining provisions of this Agreement will remain in full force and effect. The parties to this Agreement are independent parties, not agents, employees or employers of the other, or joint ventures, and neither acquires hereunder any right or ability to bind or enter into any obligation on behalf of the other. You may not assign this Agreement or any of your rights or obligations under this Agreement, whether through operation of law or otherwise, without the prior written approval of Dwelling Blocks. Any assignment in violation of the foregoing will be null and void. We may freely assign this Agreement. No term of this Agreement will be construed to confer any third party beneficiary rights on any non-party. Each and every right and remedy in this Agreement is cumulative with each and every other right and remedy in this Agreement or in any other agreement between the parties or under applicable Law. This Agreement may be amended only as set forth in this Agreement.

34. Notices

Unless otherwise specified in this Agreement, any notices required or allowed under this Agreement will be provided to Dwelling Blocks by postal mail to the address for Dwelling Blocks listed on the Platform. Dwelling Blocks may provide you with any notices required or allowed under this Agreement by sending you an email to any email address you provide to Dwelling Blocks in connection with your Account, provided that in the case of any notice applicable both to you and other User of the Platform, Dwelling Blocks may instead provide such notice by posting the notice on the Platform. Notices provided to Dwelling Blocks will be deemed given when actually received by Dwelling Blocks. Notice provided to you will be deemed given 24 hours after posting to the Platform or sending via e-mail, unless (as to e-mail) the sending party is notified that the e-mail address is invalid.

35. Contact Us

If you have any questions or concerns regarding this Agreement, please contact us using the information provided below:

Email:legal@dwellingblocks.com

If you need to provide notice of any claims of non-compliance with this Agreement, or complaints of any other kind, please contact us using the information provided below:

Email:legal@dwellingblocks.com

Last updated: January 20, 2026

Effective Date: January 20, 2026

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